Many lenders and credit companies understand that life happens and sometimes you miss a payment or two. Or even worse, you could have old debt that you were never able to pay off and is hurting your credit big time.
Fortunately there are some options for those with bad credit to get credit and also work their way up into better standing.
Typically some of the cards that people with bad credit can get come with higher fees which may include a greater than average interest rate and monthly fees. The average card that accepts bad credit can run around 19% APR with about $19.95 per month.
Sometimes that is the price you have to pay with bad credit, but the good news is that if you start managing that card better than your past, you won’t have to keep it that long and move onto a better card with lower fees.
Many of the cards are also guaranteed an approval, so it really doesn’t matter if you have bad or no credit, they will approve you. Typically the process to apply and get approved is usually only a couple of minutes and you can typically use that credit right away.
Learn how you can get matched with cards that you can get approved for Bad Credit here. You don’t have to let bad credit ruin or run your life as there are ways to still get credit and build that back up to a better score.