Home Improvement and Repair Grants for Veterans

Specially Adapted Housing (SAH) Grant for Veterans

Available only through the VA and only for qualifying US veterans, this grant is designed specifically for those with service-related disabilities who need to update or improve their homes.

•What Does It Do?

This grant makes it possible for veterans with service-related disabilities to repair or improve their homes to meet their mobility needs. However, they are also more flexible than this and can be used for other purposes, including the construction of a specially adapted home with land purchase, build a specially adapted home on owned land, remodel an existing home to make it more suitable, or even use the grant to pay all or a portion of an unpaid mortgage balance for an adapted home already owned by the veteran.

•Who Is Eligible?

Only qualifying veterans are eligible for this grant. In order to be eligible, you must have received an honorable discharge from military service, qualify for other VA benefits, and have a service-related disability that requires an adapted home. Note that only certain disabilities are approved, though. According to the Veterans Administration (VA), the eligibility requirements include the following:

•You, the eligible veteran, must own the home.

•It must be your permanent residence.

•You must have one of the following qualifying disabilities as specified by the VA: “Loss of or loss of use of both legs,OR
a Loss of or loss of use of both arms, OR Blindness in both eyes having only light perception, plus loss of or loss of use of one leg,OR The loss of or loss of use of one lower leg together with residuals of organic disease or injury, OR The loss of or loss of use of one leg together with the loss of or loss of use of one arm, OR Certain severe burns,OR The loss, or loss of use of one or more lower extremities due to service on or after September 11, 2001, which so affects the functions of balance or propulsion as to preclude ambulating without the aid of braces, crutches, canes, or a wheelchair”

•Are There Limitations on Fund Usage?

There are very few limitations on how the money from this grant can be used. The primary focus here is ensuring that you have the adapted home needed for improved quality of life. The money can be used to build an adapted home, renovate and repair an existing home to meet your needs, or even to pay down all or a portion of the mortgage on an existing adapted home.

•How Much Is Available in Grants?

The limit available for this grant is set per year. For 2020, the maximum dollar amount allowable is $90,364. However, this amount will change with each year, so it is important that you check with your local VA office prior to submitting an application.

•What Are the Limitations and Terms?

There are very few limitations or terms set on this grant. You must be a qualifying US veteran with a listed disability. The funds must be used as mentioned previously, as well. You are also only allowed to use up to three grants in your lifetime, up to the cap on the grant (set per year). It is vital to understand that this grant is limited to only 30 individuals per year, so it is important that you get your application in as early as possible during the year. You are able to apply for this grant in each following year if you did not receive one of the 30 issued that year.

•How Do You Apply for This Grant?

To apply for this grant, you will need to complete and submit VA Form 26-4555, which can be downloaded here. It must be mailed to your regional loan center. You can also call 1-800-827-1000 to request a claim form be mailed to your home, or you can apply for the grant in person at your local VA office.Special Housing Adaptation (SAH) GrantAnother grant program offered by the Veterans Administration (VA), the Special Housing Adaptation Grant is similar to the Specially Adapted Housing Grant we discussed above, but it has a few key differences that set it apart.

•What Does It Do?

This grant can be used to adapt an existing home to meet the needs of a service-disabled veteran, to adapt the home of a veteran’s family member (in which the veteran 10lives) to their mobility needs, or to help a service-disabled veteran purchase a home already adapted to their mobility needs.

•Who Is Eligible?

This grant has fewer eligibility requirements than the previous one we discussed. Eligibility requirements include the following:

•The home must be the fulltime residence for the veteran.

•Funding can be used to modernize or repair a home owned by a veteran’s family member so long as the veteran lives there fulltime.

•The VA’s specific disability requirements are as follows:oBlindness in both eyes with 20/200 visual acuity or less,ORoLoss of or loss of use of both hands,ORoCertain severe burn injuries,ORoCertain severe respiratory injuries

•Are There Limitations on Fund Usage?

The funds from this grant can only be used to repair, renovate, or modernize a home to meet a veteran’s disability requirements, or to purchase a home that is already adapted in this way.

•How Much Is Available in Grants?

For 2020, this grant is limited to $18,074. The cap is set anew each year, as well.

•What Are the Limitations and Terms?

Veterans are limited to a maximum of three such grants with the total dollar amount not exceeding the cap set ($18,074).

•How Do You Apply for This Grant?

To apply for this grant, you can visit your local VA office, call 1-800-827-1000 to have a form mailed to you, or you can download VA Form 26-4555, complete it, and mail it to your regional loan center.


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